Here you will find a brief outline of the services we offer. Due to the complexities and uniqueness of each situation we cannot cover the full scope and detail of our services that we can offer your situation. We welcome you to contact us to schedule a telephone conference or online seminar to discuss how we might be of counsel to you.
Financial planning is a long-term process of wisely managing your finances so that you can achieve your unique goals and dreams, while at the same time helping to negotiate the financial barriers that inevitably arise in every stage of life.
For each client the plan manifests itself differently predicated upon each person’s needs. Some of the areas of planning we cover are:
- Cash Flow
- Balance Sheet and Tax Projections
- Real Estate & Entity Analysis
- Retirement Planning
- Investment Management
- Estate Planning
- Risk Management
- Business Succession Planning
- Employee Benefit Planning
Most investors today approach investing as a group of isolated, independent decisions. The result of this process is a portfolio that typically generates poor returns, is not in line with the investor’s timeframes, has excess expenses and has undertaken more risk than the investor understands.
Our process for investing our client’s resources is just that….a process. It begins by understanding all aspects of an investor’s situation: Their timeframes, their risk parameters, their return needs in light of their financial plans and their understanding and feelings toward certain investments.
With this understanding we develop a portfolio that makes sense for each client. Our portfolios do not “chase” returns nor hot asset classes. But rather pursue strategies to help our clients meet their objectives today and in the future.
Estate Planning is the orderly distribution of ones estate during life or at death.
Our process begins with a thorough understanding of someone’s life purpose that tells us what impact they would like to see their wealth make when it is passed on to someone else.
From here we help our clients make a number of decisions that impact their estate plans: To whom their wealth should pass (family or charity), how much should be transferred, the timing of that transfer as well as the form it takes.
Once this is planning is complete we then evaluate, and ultimately implement, all appropriate tools and techniques that apply to make sure your wishes are carried out.
Delivering Peace of Mind
We consult with clients in all areas of financial planning and the development of a comprehensive financial plan is the basis of our recommendations. Through teaching, analysis, monitoring, and advising we strive to deliver peace of mind to our clients. We believe that clients should have the knowledge and information necessary to help them make informed decisions with confidence.